A free claim review from a licensed Utah public adjuster

Get a clear read on your property damage claim before you accept the insurer's settlement. Call now, it's free.

What they do

Your own adjuster, working for you

A public adjuster documents your damage, reviews your policy line by line, and negotiates with the insurance company on your behalf. Unlike the insurer's adjuster, they work for you, not the payout.

COMMON SCENARIOS

When the first offer doesn't add up

Lowball offers, denials, and confusing policy language are common points where policyholders lose money. Here's what that looks like in practice.

Insurance claim documents and a calculator on a desk

The lowball offer

The insurer's adjuster writes a settlement below your actual repair cost. A public adjuster documents the full extent.

Homeowner reading an official denial letter

The denied claim

A denial letter may cite policy language that does not actually apply to your damage. It is worth a second review.

Professional reviewing insurance policy documents with a magnifying glass

Policy confusion

Ambiguous wording around covered perils leads to underpaid claims. A licensed adjuster reads it line by line.

Homeowner comparing an insurance estimate with a repair invoice

Missing depreciation

Insurers may deduct depreciation on items you are owed at replacement cost. That difference is recoverable.

Inspector checking a wall for hidden water damage with a moisture meter

Unlisted damage

Hidden water, structural issues, or secondary fire damage gets left off the report. A proper inspection catches it.

Calendar with an important deadline date circled in red marker

Missed deadlines

Utah has strict filing windows. If you wait, you can lose the right to recover anything. Act now.

How it works

Get your claim reviewed for free

A free claim review answers two questions: what your damage is worth and whether your policy covers it. No obligation, no pressure.

Free claim review

Have your damage and settlement assessed by a licensed adjuster at no cost. You get a clear picture before you decide anything.

Adjuster matching

We match you with a licensed public adjuster near your property, one who knows your claim type and your part of Utah.

Documentation and negotiation

Your adjuster documents the damage, reviews your policy line by line, and negotiates with the insurer on your behalf.

Contingency only

Nothing is owed unless your claim recovers more. The fee is a percentage of the additional recovery, so your adjuster is motivated to get you more.

After-hours intake

Submit your claim review request in the evening or on weekends. We handle intake calls outside regular business hours.

Claim types

Hail damage isn't always obvious. Smoke damage isn't either.

Your policy was written for a reason. A licensed adjuster documents what happened, reads your coverage, and builds the claim the insurer should have paid.

Close-up of damaged asphalt shingles on a residential roof

Roof and hail damage

Loose granules and bruised shingles don't always show from the ground. A documented roof inspection finds them.

Fire-damaged room interior with smoke stains on the walls

Fire and smoke damage

Soot travels beyond the burn area. Your adjuster documents the full spread before cleaning starts.

Water-stained hardwood floor and wall in a residential room

Water and flood damage

Hidden moisture turns into rot and mold. A documented inspection catches what drying crews miss.

ZERO RISK

$0 upfront, you only owe if we recover more

Every matched adjuster works on contingency. No hourly fees, no retainer, nothing owed unless your claim recovers additional money.

$0

Upfront Cost

0%

Risk to You

100%

Contingency Fee

29

Counties Covered

Wondering if your claim was settled fairly?

Get a free, no-obligation review from a licensed Utah public adjuster. We work on contingency, so nothing is owed unless your claim recovers more. Serving all of Utah.

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